A proactive approach to combatting coercive bank fraud

Scam Signal is a huge step forward in eradicating Authorised Push Payment fraud

Scam Signal is part of JT’s Mobile Intelligence fraud and identity solutions - a range of innovative product solutions that provide organisations with friction free identity verification, silent authentication and real time protection against fraud.

Live call check

Live call status check

Real time calling line status check confirms if a customer is on a live call while making a high value transaction.

Silent authentication

Supports SCA

Supports silent customer authentication standards providing a friction free alternative to SMS One Time Passcodes.

Stop fraud

Stop APP fraud

Stop your customers being victims of fraud, reduce your financial losses and preserve your brand reputation.



Built upon a privacy compliant framework that protects PII data and complies with regional laws and regulations.

Easy API integration

Seamlessly integrates into existing customer flows via a simple API, providing a single point of integration and access to operators.


Multiple datasets

Utilise a wealth of datasets from mobile network operators for friction free identity proofing, age verification, KYC checks and real time protection against financial fraud.

Fighting APP fraud and coercive impersonation fraud

Scam Signal provides a seismic shift in how banks fight financial crime, moving from a reactive to a proactive approach against criminals that impersonate banks and legitimate organisations to coercive account holders into making fraudulent Authorised Push Payments.

Mobile Intelligence provides an incredible opportunity for banks to add effective mechanisms into their work-flows to assess the levels of risk associated with high value transactions so that proactive measures can be taken to protect customers from fraud.

“We are seeing record cases of APP fraud in the UK. As advancements such as biometrics has disrupted other avenues for criminal’s they’ve turned to elaborate impersonation scams to circumvent traditional cyber security efforts. This has seen a rapid increase in fraudsters impersonating banks, contacting account holders and coercing them to transfer money to them via fraudulent Authorised Push Payments. Traditionally this has been difficult to spot, up until now. Scam Signal provides the opportunity to red-flag suspicious behaviour and enable banks to proactively prevent this kind of fraud from happening.”

Clare Messenger – Head of Mobile Intelligence and Fraud Protection

Why JT?

A pioneer in mobile security
JT is leading the way with innovative mobile intelligence solutions that leverage the wealth of data sets available from mobile operators to help safeguard businesses and customers from the increasing threat of mobile enabled fraud. Our Mobile Intelligence division provides our customers with solutions to SIM Swap fraud, APP and coercive fraud, as well as entirely new data sets for real-time KYC checks for those onboarding, authenticating and assessing risk. Our Silent Authentication brings exciting opportunities to reduce our reliance upon passwords with authenticating customers silently through the mobile network, helping to avoid the threat from criminals intercepting SMS OTP's.

Award-winning reliability
JT has won numerous awards for the reliability of our services. We perform billions of data transactions for our customers, providing them with access to real-time operator insights that save money and secure thier consumers.

Learn more about mobile enabled fraud and how to protect your customers